MARKSVILLE, Louisiana. Recently, the House of Representatives passed the American Health Care Act, igniting a national dialogue about the rights of individuals with pre-existing conditions. According to the New York Times, opponents of the bill claim that it could result in people with pre-existing conditions having to pay much more for health insurance. According to some estimates published by CBS News, a person with breast cancer would have to pay, on average $28,230 more, while a person who is pregnant would pay $17,060 more. A person with asthma would pay, on average $4,270 more. Under the new plan, insurers would not be able to deny coverage to anyone with a pre-existing condition, but insurers could theoretically make insurance too expensive for most people to afford.
While the nation debates the new health care bill, individuals with pre-existing conditions or injuries may already face discrimination in another arena of the law—personal injury law. Having a pre-existing condition can affect your ability to make a car insurance claim for medical expenses and can impact your case if your accident was the result of another person’s negligence behind the wheel.
The good news is that victims have rights in cases where they suffer from pre-existing conditions. For instance, if a car accident worsened a prior injury or prior condition, you may be entitled to collect damages under the law. The Jones Law Firm in Alexandria LA are personal injury lawyers who can help you settle your case. Our firm can review the details of your accident, estimate the value of your claim, and help you present the evidence you need to establish that an accident resulted in a worsening or prior injuries or conditions. If you have a pre-existing condition and have been in a car accident, it may be wise to seek the advice of a lawyer. Proving that an accident was the direct cause of your worsened condition can be complex and may require the advice and testimony of expert witnesses.
If you have a pre-existing condition and have been in an accident, it is important to tell your lawyer about your condition as soon as possible. If the condition is revealed later in court, it could have a serious impact on your credibility or your case. Adjusters can also use the fact of your prior injury to reduce the value of the recovery they will pay. The auto accident attorneys at Jones Law Firm in Alexandria LA may be able to help you fight insurance adjusters and negligent parties.
You may have to furnish prior medical records as well as updated medical records to support your claim. Fortunately, technology such as MRIs and X-Rays can provide medical experts with detailed evidence of your injuries. Pre-existing conditions can sometimes be a liability in a personal injury case, but you should never let a pre-existing condition stop you from getting the recovery you may deserve under the law.