Important Laws Protect Consumers from Insurance Bad Faith in Mississippi

JACKSON, Mississippi. Unfair and defective practices laws in each state protect consumers from predatory and fraudulent business practices. The effectiveness of these laws depends largely on the state on which you live because the laws differ greatly from state to state. Unfortunately, many states have put caps on damages for consumers.

The National Consumer Law Center evaluated different states’ consumer protection laws. For instance, Mississippi places prohibition on unfair acts, but doesn’t offer clear provisions allowing consumers to enforce these laws. Fortunately, Mississippi does allow consumers to seek civil penalties if they have suffered due to a bad faith insurance company’s failure to act fairly or resolve a claim properly. However, the National Consumer Law Center found that there are some serious weaknesses with Mississippi’s consumer protection laws. This is why it can be helpful to have the Heilman Law Group, P.A., in Jackson, Mississippi fighting on your side.

According to Lexology, if you have suffered from insurance bad faith, you can sue for breach of contract. However, there are several ways individuals can sue for breach of contract. Insurance companies may fail to honor their contracts and try to argue their reasons for denying an individual coverage. However, if the court finds that there was no basis for the insurance company’s denial of coverage, you may be able to collect additional damages. Finally, if your insurance company showed disregard for your rights or if malice can be proven, you may be able to collect punitive damages in addition to recovering your other losses.

While it can be easy to prove that an insurance company hasn’t paid a claim, it can be more challenging to prove that the company acted intentionally to deny your claim. This is why it can be helpful to hire the Heilman Law Group, P.C., a denied insurance lawyer in Jackson, Mississippi. The Heilman Law Group, P.C. can evaluate your case and determine the best course of action going forward.

Insurance companies may use diverse methods to deny a claim. They may hire different companies to place a value on your loss. While this may not be malicious bad faith, the company your insurer uses to evaluate your loss could place a lower value on your claim than you may deserve. An insurance bad faith lawyer in Jackson, Mississippi can assess the value of your claim using independent evaluators to help you understand your rights.

In other cases, individuals may be denied insurance. If you have been denied insurance, a lawyer may also be able to assist you. Insurance coverage disputes can sometimes be complex because they may involve multiple opinions. The key is to find a lawyer who can argue your case either inside or outside of court. Sometimes, providing your insurer with the correct documentation can resolve a case. In other instances, more detailed information may be required. Our firm can evaluate your needs and help you seek the maximum recovery permitted under the law.


By | 4:36 pm | Categories: Legal News | 0 Comments

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