AUSTIN, Texas. While most fender benders don’t result in serious injuries, sometimes people make serious mistakes that can impact their ability to seek a recovery or properly pursue an insurance claim. In most cases, individuals involved in a fender bender won’t need a car accident lawyer to help them with their claim—provided they follow proper procedures in making a claim. Most fender benders result in only minor property damage and minor injuries. Yet, there are cases where individuals suffer more serious injuries. If you have a question about your crash, you may wish to speak to the Austin, Texas car accident attorneys at the Luke Dow Law Firm.
Regardless of whether the accident was minor or serious, you should always call the police and make a report after an accident. Some injuries, such as whiplash or traumatic brain injury, may not be immediately diagnosed. Without a proper police report documenting the accident, it can be challenging to try to seek a recovery for medical expenses or property damage costs. While you are not generally legally required to call the police if no one has been hurt, sometimes injuries can manifest themselves later. In some states, individuals are required to call the police if damages exceed $1000. It can be hard to assess the value of damages at the scene of an accident. It is better to be safe than to be sorry.
Additionally, without a police report, insurance adjusters will have to rely on your word and the word of the other driver. It is especially in your best interests to file a police report if the other driver is at fault. If you only exchange insurance information, the driver can later lie to his or her insurance company, blaming you. If you find yourself in this situation, you may not have to pay because your insurance will cover damages, but you may find yourself facing higher premiums long into the future. If you find yourself facing a “he said” “she said” situation following a car accident, you may want to consider speaking to the Austin, Texas car wreck lawyers at the Luke Dow Law Firm.
According to U.S. News and World Report, every year there are 10 million collisions. While fender benders are minor and rarely result in fatalities, they could involve liability for one or both parties. Because money is involved, you should always proceed with caution and remember that you don’t know the other driver or his or her intentions.
There are also some things one should never do. According to Thrillist, drivers should never leave the scene of an accident, even a minor one. Don’t say you’re sorry, either. Leave it to the authorities to untangle who is at fault for your crash. If you accept blame prematurely, you may find yourself footing a larger bill than you would have, had you kept your mouth closed. If you have your phone, take pictures of everything—your car’s position, the street, damage. Finally, when you get home, don’t complain on social media. Anything you say online could impact your case. Insurance adjusters are becoming quite savvy about investigating cases using Facebook and Twitter.