West Palm Beach, FL – The roads of south Florida are the scene of many accidents involving motorcycles. Various regulations such as wearing helmets while riding and carrying insurance can be factors in the outcome of a civil lawsuit and insurance claims related to a motorcycle collision. It is important for riders to have a basic overview of this information to stay safe and in compliance with the local laws and regulations. 

State laws for motorcycle helmets

In the state of Florida all individuals who are riding on a motorcycle and under 21 years of age are required to wear a helmet that meets federal safety guidelines at all times. When someone is above 21 years of age, they may choose to not wear a helmet while riding, but they must have an insurance policy with at least $10,000 worth of medical coverage if they choose to do so. According to the state’s Department of Highway Safety and Motor Vehicles, this law went into effect in the year 2000. 

Basic training for motorcycles

The state also offers a 15 hour course about operating a motorcycle safely that is recommended for new drivers or those who are in the process of learning how to operate a motorcycle. The basic rider program is meant to provide skills at an entry level related to stopping, turning, straight line driving, and simple evasive maneuvers. While engaged in the course and at all times, the state recommends that riders wear long pants and sleeves, eye protection, and gloves. This is due to the fact that motorcycles do not have as many safety features as standard sized vehicles, and minor accidents can be much more serious if a motorcycle is involved. 

Completion of this training program will allow licensed drivers to receive a motorcycle endorsement for a license and various insurance discounts. 

Insurance requirements

As a general rule, it is important to have insurance on any kind of motor vehicle. Motorcycle drivers in Florida have slightly different requirements than those for cars and trucks. Insurance is not required to obtain a valid motorcycle registration. Insurance must be purchased if the rider was found to be responsible for any accident that involved property damage or bodily injury. After an accident a motorcyclist may also be required to purchase liability insurance for at least three years to avoid suspension of their registration and driver’s license. 

Legal assistance after a motor vehicle accident

There are some firms who have been handling personal injury cases related to automobile collisions for decades. Smith and Vanture is a firm in the West Palm Beach area that can provide guidance and use their experience to help clients succeed. 

Firm contact info:

Smith and Vanture

580 Village Blvd. Suite 200, West Palm Beach, FL 33409


[email protected]


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