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USAttorneys.com Will Find You A Top Foreclosure Attorney In Georgia

Foreclosure can be intimidating and overwhelming for any homeowner. The consequences of not dealing with it will of course mean that you are going to lose your home.

The process of foreclosure in layman’s terms is when the creditor files suit against the borrower claiming that the borrower has not made payments as per the stipulated contractual agreements and then goes ahead and auctions or sells the borrowers house in order to recuperate all or a part of the outstanding balance.

If you are going through this laborious and arduous process then you need legal help. Here at USAttorneys.com we have the legal help that can help escort you through this process in the best way possible. There is a light at the end of the tunnel, you just need to find it.

An in-depth look at the process of foreclosure in Georgia

The above explanation of foreclosure is only just the tip of the ice berg. There is a lot more involved. Here is a step by step look at how a typical Georgia foreclosure case unwinds.

  • Step 1 – A 30 day notice of intent to foreclose – When a creditor decides to go ahead and initiate the process of foreclosure against a borrower, the creditor is legally required to serve the borrower with a minimum 30 day notice prior to scheduling a foreclosure sale. There are some more particular parameters which need to be satisfied during this period, and if not met, then the notice can be considered void or invalid.
  • Step 2 – Publicized sale – The creditor is now legally required to post an advertisement publicly for the sale of the borrower’s home or property and this public advertisement should last for a minimum of 4 weeks. Furthermore, the creditor is legally obligated to ensure that this advertisement is posted in an official, county newspaper where the property is situated and the advert must be live for at least a once a week for four weeks prior to the sale of the property.
  • Step 3 – Reinstating the loan – This is the phase where the borrower may reinstate the loan as he or she will have the legal right to do so. The legislation in Georgia allows for the borrower to pay back money owned and reinstate the loan up to 5 days prior to the scheduled foreclosure sale. As per legal experts, the reinstatement can be done even before the sale itself is scheduled.
  • Step 4 – A foreclosure sale – If the borrower is unable to reinstate the loan by paying back the money owed then the creditor will now be legally allowed to sell the property by holding a foreclosure sale which has to be scheduled on the first Tuesday of every month.

Legal help is right around the digital corner

Often times, people who are faced with foreclosure do not know that they have certain legal options such as filing for bankruptcy which can help them retain their houses and stop the foreclosure process dead in its tracks. If you are in such a situation then you are in the right place.

We can help you find the leading foreclosure lawyers in Georgia in your county or neighborhood with a few simple clicks. The interactive map on our site will display for you a list of some outstanding attorneys.

You can also search instantly via the local lawyers’ directory on our home page. Now that you have their contact details all you need is to dial their number to get the ball moving. The initial consultation is free so you don’t have to worry about legal fees up front.

In the unlikely event you stumble during the process you can always get some help via the live chat option or by knocking out the contact form on our site. Either way you have to send us your phone number and so on so we can call you back. We will help you obtain the legal assistance you and your family need at this time.

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