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How are Indemnity Benefits defined under Nebraska’s workers compensation law?

Omaha, NE – When an employee is injured on the job, they are entitled to financial compensation, which includes medical benefits and indemnity benefits. Medical benefits are easier to define as they refer to all reasonable medical and hospital services, plus prescription medicines, medical equipment for at-home care, prosthetic devices, and other supplies needed for medical purposes.

Indemnity benefits depend on the severity of the injuries and the extent to which they impact that person’s life and capacity to earn a living. Workers in Nebraska need to know what their rights are because, sometimes, an employer will try to avoid their legal obligations. If that happens to you, don’t hesitate to reach out to an experienced Nebraska workers compensation lawyer who will fight for your rights. 

Main Indemnity benefits available in Nebraska

 

Also known as disability benefits, indemnity benefits must be paid when an employee cannot work for a certain period or suffers permanent effects as a result of a work-related injury. Under Nebraska’s workers compensation law, an employee may be entitled to temporary and/or permanent disability benefits.

Here is how they are calculated.

Temporary Disability Benefits

Temporary disability benefits may refer to partial or total disability. 

Temporary partial disability benefits 

These are paid when the employee can return to work but under limited circumstances such as for a few hours a day or at a job that pays less than the one they had at the time of the injury. 

Temporary disability benefits end when an employee has reached maximum medical improvement, the point where the doctors tell you there’s nothing else they can do for you. 

Also, an employee is entitled to temporary disability benefits while taking part in an approved vocational rehabilitation plan

Temporary Total Disability Benefits

An employee may be entitled to temporary total disability benefits for as long as they are unable to work as a result of their injury. The employee is entitled to two-thirds of their average weekly wage. 

Permanent Disability Benefits

Depending on the severity of your injuries, permanent disability benefits may be:

Permanent Partial Disability for Loss of a Body Part

The law ranks various body parts according to their importance, which may sound weird, but it has to do with the way losing a part, such as an arm or leg, affects an employee’s earning capacity. 

Permanent Total Disability for Loss of Multiple Body Parts 

The total loss or loss of use of two body parts in one accident is considered permanent total disability.

Permanent Partial Disability to the Body as a Whole

If you sustain a neck or head injury that makes you unable to work, benefits are paid for permanent disability resulting from a body as a whole injury.

Death Benefits

These are awarded to the surviving spouse and other dependents if the work injury results in the death of an employee. The surviving family is entitled to compensation for the financial support they lost. They can also recover funeral and burial expenses. 

If you were recently injured in a work-related accident in Nebraska, schedule a free consultation with a knowledgeable attorney at the Rensch & Rensch Law firm, with offices in Omaha and Columbus. They’ll make sure your employer gives you the benefits you’re entitled to. 

Contact info: 

Rensch & Rensch Law

Toll-free: 800-471-4100 

Omaha office:

7602 Pacific St #102, Omaha, NE 68114

Columbus office:

1470 25th Ave, Columbus, NE 68601

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