Daytona Beach, FL – Recovering damages for a truck accident in Florida is way more complex than settling a claim for a regular collision between two passenger cars. If you’ve never been in such a situation before, it is advisable that you talk to an experienced truck accident lawyer in Daytona Beach and let them deal with the insurance company. There are two main reasons why you should get a lawyer to help you.
First of all, truck accidents often result in serious injuries so you will have significant damages to recover and there’s nothing insurance companies hate more than clients asking for a lot of money. At the same time, you need a lawyer to conduct a thorough investigation and determine the exact cause of the crash, and who might be liable for damages. If you have a large claim, the trucker’s insurance might not be enough to cover it so you need to find other possible recovery sources, like the trucking company itself or those responsible for loading the semi or the big rig.
What to do after a truck accident in Florida?
You need to play your cards well if you want to recover the compensation you deserve. Here’s what you need to do:
Notify the insurance company
Under the terms of your policy, you are probably required to inform your insurer as soon as possible. Do that, but do not go into any details. Do not agree to a recorded statement and don’t sign any declaration that might contain information that could hurt your case.
If you get a call from the insurance company representing the trucking company, you are not required by law to talk to them. Be very suspicious if they make you a quick settlement offer. They might be trying to hide something.
Talk to a lawyer
Get a lawyer to review your case so you know how much your claim might be worth. This is crucial as you can expect the insurance company to try to lowball you.
Your lawyers will probably want to take the investigation further than what’s written in the police report. They might get qualified accident investigators to visit the scene of the crash and examine the truck. This will reveal whether the accident was caused by a mechanical failure, like a problem with the brakes system or the steering wheel. Vehicle maintenance is the responsibility of the trucking company so they can be held liable for damages if they failed to do their duty.
Get your injuries well-documented
Whenever you’re in some sort of accident you need to have your injuries documented as soon as possible. This is important not only for your health, but also to have proof you were injured in the crash. If you don’t, the insurance adjuster might argue you had pre-existing medical issues and your problems have nothing to do with the crash, so, in fact, you don’t deserve damages. If need be, your lawyers will recommend reliable medical experts who will evaluate your health.
Once your lawyers have evidence proving the cause of the crash and an estimate on the compensatory damages you’re entitled to, they will formulate a letter of demand and send it to the insurance company representing the trucker and/or the trucking company, or any other party they hold liable for damages.
If you were recently injured in a truck accident in the Daytona Beach area, schedule a free consultation with an experienced lawyer at Pappas & Russell PA
Pappas & Russell PA
213 Silver Beach Avenue
Daytona Beach, Florida 32118
Phone: (386) 254-2941