If you’ve just suffered injuries due to a car accident in South Carolina, you may be wondering how much money you can receive through an insurance claim. This is an understandable concern, especially if you’re dealing with serious injuries that could impact you for the rest of your life. You may have months or even years of missed wages, and you might have lost your job as a result of your injuries. Perhaps you’re also dealing with a huge amount of medical bills as you try to get treatment for your injuries. On top of all this, many injured victims suffer serious non-economic injuries, such as mental anguish, PTSD, or pain and suffering. All of these damages need to be compensated, and you are completely within your rights to ask how much money you might be entitled to through an insurance claim.
The best way to approach this situation is to enlist the help of a qualified, experienced personal injury attorney in South Carolina. Whether you were injured in a car accident, a workplace incident, or any other type of accident, these legal professionals can provide plenty of help as you try to get your life back on track. When you work with a skilled attorney, they can provide you with an accurate estimate of how much money you stand to receive through an insurance claim. They can also negotiate on your behalf and perform many other helpful tasks.
How Car Insurance Works in South Carolina
South Carolina is an “at-fault” state when it comes to car insurance laws. That means that in order to file a claim and receive compensation, you need to establish that someone else was to blame for your injuries. The at-fault driver’s insurance policy is responsible for covering your damages, and the minimum coverage for bodily injury per person is $25,000. This means that the maximum you can receive through an at-fault driver’s insurance policy is $25,000. South Carolina is also a modified comparative negligence state. This means that you can still receive compensation if you were partly to blame for your own injuries – but only to a certain extent. If you are more than 50% responsible for your own injuries, you will not have the ability to receive compensation.
Filing a Lawsuit
If it seems obvious that your insurance claim is not going to cover your injuries, it might be worth filing a lawsuit. This could result in a more adequate settlement amount compared to what an insurance company is offering you, and an attorney can help you in this regard.
Enlist the Help of a Qualified Attorney Today
If you have questions about filing an injury claim or pursuing a lawsuit, reach out to Clekis Law Firm at your earliest convenience. Thanks to a wealth of experience with a variety of personal injury cases, we can make sure that you’re approaching this situation in the most efficient manner possible. We can explain the entire process in a clear, concise manner. When you’re ready to take the next steps, we’ll be there for you. Contact us today and book a consultation.