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Is an auto insurance company always helpful after an accident in Port Allen?

Port Allen, LA – All drivers in Louisiana are required to have auto insurance. This required coverage is basic liability coverage that protects drivers from the financial consequences of an accident that they cause. Drivers can receive compensation from insurance companies after a crash, however it is not always easy to do so, and in some situations it can be better to retain an attorney and have them handle problems with car insurance companies who do not want to pay accident victims a sufficient amount. There are Port Allen accident attorneys who focus their practice on these kinds of issues.

Reporting accidents

All drivers should report their accidents to their insurance company after contacting the police. This is required under the terms of the policy and an important step in the process to receive compensation. The insurance company may send out an adjuster to perform an inspection of the damage, or ask for various other pieces of information. The driver should follow their instructions, but seeking legal advice before accepting a settlement or if there are any other issues with the process is important.

Issues with insurance companies

Insurance companies are certainly not immune to making mistakes or treating customers poorly. Any company that provides auto insurance is a business that needs to maximize profits and minimize losses. Unfortunately, the insurance industry profits by making payouts to accident victims as small as possible, or denying claims altogether. In some cases, this can even result in bad faith denials where an insurance provider denies a claim that is actually covered under the policy’s terms. Even though some of these behaviors are illegal, insurance companies consistently engage in these kinds of practices and face lawsuits or other serious consequences. 

The time to file a lawsuit

When it appears that the insurance company is being uncooperative, it may be time for the person making the claim to get legal help and sue for compensation to cover their costs if their lawyer recommends doing so. The lawsuit can ask for the necessary amount of damages to cover medical costs and lost income, regardless of what the insurance company has offered. This is especially true in cases where there are serious injuries, as it is possible that the victim’s medical treatment will cost much more than the amount that is covered under a standard liability policy for drivers. 

Accident attorneys in Louisiana

Miller, Hampton, and Hilgendorf is a firm that works with people who have been hurt in accidents in Port Allen and other parts of Louisiana. They can provide advice about how to bring a civil lawsuit for compensation after a collision and related matters.

Firm contact info:

Miller, Hampton, and Hilgendorf

3960 Government St., Baton Rouge, LA 70806

225-343-2205

www.mlhlaw.com

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