There are various ways that people can plan for healthcare needs in the future, especially if they already have an existing condition. Medicaid planning is something that should not be overlooked, because people who are elderly, retired, or those with chronic health problems can be suddenly surprised with large costs and expenses. 

Local news for the treasure coast reported on problems that emerge when Florida residents lack medicaid coverage. When the government denies medicaid coverage, low income individuals are most affected and their lives are put in danger. 

Medicaid coverage can be a significant factor in maintaining good health

The story was based on a report released by the Center on Budget and Policy Priorities. It found that people’s lives are put at risk when there is a lack of access to sufficient medicaid coverage. In Florida alone, approximately 19,000 avoidable deaths were attributed to a lack of access to coverage through the program. The research in the study found that medicaid expansion could reduce deaths in elderly adults by about 39 to 64 percent where coverage is available. 

Expansions in the Affordable Care Act were also responsible for thousands of saved lives based on the center’s report. The medicaid program could provide something as simple as access to medications. If a condition is left untreated for a long time, the person is much more likely to die prematurely without access to those same medications. The findings in the data suggest that the Centers for Medicare and Medicaid Services should maintain robust programs and increase access to improve public health.  

Do not wait until a health emergency to sort out medicaid coverage

Taking risks with medicaid coverage can create all kinds of problems. This can include huge unforeseen expenses and lapses in coverage that prevent a sick person from getting the care that they need. Certain types of treatment may not be covered at all, especially for the elderly and others who need consistent care. This may result in someone’s entire savings or inheritance being lost to healthcare costs. At risk individuals in the Stuart area are likely to be just as susceptible to these problems at people anywhere else in the state. Medicaid coverage can literally be the difference between life and death for many in this category.  

Due to the possibility of issues and the high costs of healthcare and insurance, it is best to speak with an attorney who focuses on medicaid issues to make sure you will be covered if you have a serious health problem. 

Talk to a lawyer in your city about Medicaid and related issues

To learn more about planning for health emergencies and ensuring access to medicaid at these times, contact:

The Estate, Trust, and Elder Law Firm

850 NW Federal Highway, #1004, Stuart, FL 34994

772-261-8556

www.etelf.com

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