Posts

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South Dakota, My insurer says my business interruption policy doesn’t cover pandemics. Now what?

The insurance industry as a whole has made it clear to business owners throughout the U.S. that it doesn’t intend on covering business interruption claims stemming from COVID-19 losses. Insurance companies are saying that “business interruption…
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South Carolina Restaurant Owner Denied Business Interruption Coverage for COVID-19 Losses

The owner was told his policy only covers natural disasters and acts of God. After John Keener was forced to shut down his four Charleston restaurants as a result of the COVID-19 outbreak, he assumed he’d be able to recoup some of the lost…
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Pennsylvania Hair Salon Owner Sues Insurer in an Effort to Get the Business Interruption Coverage She Paid For

Businesses in Pennsylvania whose operations have been halted by the COVID-19 pandemic are scrambling to obtain financial relief from the sources that are known for providing it (i.e. insurance companies). But most are having a hard time. Rather…
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Businesses in Oregon Say Insurers Should Be Paying COVID-19 Claims but the Treasury Department Has Differing Views

For years, thousands of business owners in Oregon have been paying for business interruption coverage to protect their businesses from disruptions. While many would have preferred to waive their right to carry the coverage as it would have saved…
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Owner of The Community Oven in New Hampshire Speaks Out After His Business Interruption Claim Was Denied

After Shane Pine, owner of The Community Oven restaurant located in Hampton, NH, calculated one weeks’ worth of losses due to the COVID-19 pandemic, he decided he needed relief, and he needed it fast. Pine told Fosters.com that during just…
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Las Vegas, Nevada Breakfast Restaurant Chain Owner Sues Insurer for Unjustly Denying His Business Interruption Claims

The owner of the Egg Works and Egg & I breakfast restaurant chain opened his first Egg & I in Las Vegas, Nevada in 1998. In an effort to protect the business he had just started along with the employees he hired, Brad Burdsall says he…
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Did Nebraska introduce a business interruption bill that would order insurers to cover COVID-19-related losses?

The State of Nebraska has yet to adopt a business interruption (BI) bill that would mandate insurers cover COVID-19-related losses. But that doesn’t mean the state won’t introduce such a bill in the future. With more and more business owners…
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Minnesota Dentist is Another to Come Forward and Sue Their Insurer Over Their Denied Business Interruption Claim

While Minnesota courtrooms have grown usually quiet after the state suspended most proceedings, except for those that are considered to be high priority cases, insurance claims attorneys are hearing a lot of noise from business owners in the…
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Massachusetts Introduces Bill that Would Mandate Insurers to Cover Business Interruption Claims Related to COVID-19 Losses

The COVID-19 pandemic is wreaking havoc on businesses located all across the U.S., including those in Massachusetts. It’s been weeks since the government ordered non-essential businesses to close and many are now growing concerned that they…
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The Maryland Insurance Administration Says that Global Pandemics are Typically Excluded in Business Interruption Policies

But that doesn’t necessarily mean all business interruption policies contain this exclusion.   After the Maryland Insurance Administration (MIA) received a significant amount of inquiries regarding business interruption insurance…
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Several Maine Insurers are Being Sued Over Denied Business Interruption Claims

The Hartford is one of many insurance companies that is facing lawsuits filed by business owners for its lack of covering claims related to COVID-19 losses.   As difficult as it was for business owners in Maine to have to close their…
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Louisiana Business Owner Files Declaratory Judgment Lawsuit for Losses that Stem from COVID-19

Shortly after the Governor of Louisiana began capping gatherings to help curb the spread of the COVID-19 virus, the owner of Oceana Grill, a restaurant located in New Orleans, filed suit against their insurer Lloyd’s of London. While most…
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Can a Kentucky Business Owner Sue Their Insurer if the Company Denies Their Claim for COVID-19 Losses?

You can, but you better lawyer up if you want to stand a chance at winning.   Insurance companies across the U.S. are denying business interruption insurance claims and business owners aren’t happy about it. While most business owners…
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Indiana Business Owner Files His Very First Claim in 19 Years for COVID-19 Losses and is Told it Won’t be Paid

After being in business for over 19 years, John Sohn, owner of Kaysan’s 5th Down Bar in Fort Wayne, Indiana filed his very insurance claim after suffering losses caused by the COVID-19 pandemic. Sohn filed the claim after the government ordered…
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Several Business Owners in Illinois Sue Society Insurance Over Denied Business Interruption Claims

Insurers across the U.S. are not only receiving a significant amount of backlash from business owners for denying their business interruption claims associated with their COVID-19 losses, but they are also being sued because of it. The Insurance…
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Business Owners in Hawaii Say Their Insurer Won’t Cover Costs Associated with the COVID-19 Pandemic

Businesses are faced with risks on a daily basis. From property damage to employee accidents, anything can happen that could potentially affect the operations of a business in Hawaii. That is why business owners purchase business insurance—to…