Posts

,

Virginia Restaurant Sues Insurer for Denying its Business Interruption Claim Even Though Its Policy Explicitly Covers Viruses

The owner of Guajillo Mexican has brought a lawsuit against Twin City Fire Insurance—a member of the Hartford Insurance Group, after receiving notice that the company was not going to cover its business interruption claims related to COVID-19…
,

Are Vermont business owners entitled to coverage under their business income insurance policy for pandemic-related losses?

When business operations are interrupted as a result of a state or national emergency, it often causes a business’ flow of income to become disrupted as well.  And because business owners know how devastating just a small disruption to their…
,

Business Owners in Utah Frustrated Their Insurer Won’t Cover Claims Associated with Coronavirus

Business owners across the U.S. are fighting to keep their businesses afloat as a result of the COVID-19 pandemic. While some have managed to pull in little revenue during government closures, others haven’t made a penny in weeks. With bills…
,

Texas Dine-In Theatre Sues Lloyd’s of London for Denying Coverage Under the Company’s “Pandemic Event” Insurance Policy

Star Cinema Grill thought it had all its bases covered after purchasing “pandemic event” insurance coverage. Although pandemics aren’t a common occurrence, with nine dine-in theatre locations spread across Houston, Texas, the company’s…
,

Tennessee Bar, Nashville Underground, Sues Insurer for Denying Its Business Interruption Claim

It’s been about a month since a Nashville bar joined several other business owners in a fight against their insurance companies. Nashville Underground, which has suffered serious financial losses as a result of the COVID-19 pandemic, filed…
,

Broward County, FL Restaurant Sues Chubb for Failing to Honor its Business Interruption Insurance Contract

IT! Italy Ristorante & Cafe & Bar, located in Fort Lauderdale on E. Las Olas Boulevard, has filed a class-action lawsuit against Westchester Surplus Lines and Westchester’s parent company, Chubb Limited [Source: Miami Herald]. Cafe…
,

Rhode Island Restaurant Takes Insurer to Court After Having its Business Interruption Claim Denied Twice

A large restaurant chain that owns and operates 34 restaurants in Massachusetts, the District of Columbia, New Jersey, Pennsylvania, Rhode Island, and Virginia is suing its insurer, Strathmore Insurance, over its denied business interruption…
,

Tribes in Oklahoma Sue Insurers Seeking Declaratory Judgement Over Business Interruption Coverage

After learning that business owners across the nation were being denied coverage for their business interruption claims associated with COVID-19 losses, the Chickasaw and Choctaw nations decided to file suit against their insurer before the…
,

Ohio Bridal Shop Owner Files Lawsuit Against Owners Insurance Company Over Denied Business Interruption Claim

The owner of a bridal shop in Mentor, Ohio has joined a class-action lawsuit targeting insurance companies that have denied business interruption claims related to COVID-19 losses. After Bridal Expression filed a business disruption claim with…
,

Will business disruption insurance cover a business owner in North Dakota during a shutdown?

According to the North Dakota Insurance Department, it’s unlikely.   Business owners in North Dakota are being told by their insurance companies that they do not have coverage for their COVID-19-related claims, yet many are still under…
,

North Carolina Department of Insurance Says it Can’t Force Business Insurers to Cover COVID-19 Claims

The North Carolina Insurance Commissioner recently wrote a letter to business owners in the state addressing a major concern that has many turning to their insurance claims denial lawyers for help. That concern stems from insurance companies…
,

New York Art Groups Struggle to Get Their COVID-19 Business Interruption Claims Paid

After all “nonessential” businesses in New York were ordered to close, art groups (i.e. movie theatres, concert halls, etc.) knew they were facing financial trouble. With ticket sales and other streams of revenue becoming non-existent, many…
,

Bakery in Las Cruces, New Mexico Sues Insurer for its Failure to Pay Coronavirus-Related Claims

As a loyal policyholder who has paid for their business interruption insurance coverage month after month and year after year, you would expect your insurer to treat you fairly by paying any claims you submit for covered losses. Unfortunately,…
,

3 New Jersey Restaurants Sue Their Insurer After Their COVID-19 Business Interruption Claims Were Denied

Three restaurants in New Jersey recently filed class-action lawsuits against their nsurers for failing to cover their business interruption claims related to the COVID-19 pandemic, reports Insurance Business. The first lawsuit was filed on behalf…
,

Will my business interruption insurance pay for the losses my Missouri business suffered as a result of COVID-19?

 Business interruption insurance is a type of coverage that can be added on to the standard policy business owners purchase to protect their businesses. This type of coverage, when purchased, is expected to protect a business from lost revenue…