Posts

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Are Vermont business owners entitled to coverage under their business income insurance policy for pandemic-related losses?

When business operations are interrupted as a result of a state or national emergency, it often causes a business’ flow of income to become disrupted as well.  And because business owners know how devastating just a small disruption to their…
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North Carolina Department of Insurance Says it Can’t Force Business Insurers to Cover COVID-19 Claims

The North Carolina Insurance Commissioner recently wrote a letter to business owners in the state addressing a major concern that has many turning to their insurance claims denial lawyers for help. That concern stems from insurance companies…
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The Maryland Insurance Administration Says that Global Pandemics are Typically Excluded in Business Interruption Policies

But that doesn’t necessarily mean all business interruption policies contain this exclusion.   After the Maryland Insurance Administration (MIA) received a significant amount of inquiries regarding business interruption insurance…
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Several Maine Insurers are Being Sued Over Denied Business Interruption Claims

The Hartford is one of many insurance companies that is facing lawsuits filed by business owners for its lack of covering claims related to COVID-19 losses.   As difficult as it was for business owners in Maine to have to close their…
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Louisiana Business Owner Files Declaratory Judgment Lawsuit for Losses that Stem from COVID-19

Shortly after the Governor of Louisiana began capping gatherings to help curb the spread of the COVID-19 virus, the owner of Oceana Grill, a restaurant located in New Orleans, filed suit against their insurer Lloyd’s of London. While most…
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Can a Kentucky Business Owner Sue Their Insurer if the Company Denies Their Claim for COVID-19 Losses?

You can, but you better lawyer up if you want to stand a chance at winning.   Insurance companies across the U.S. are denying business interruption insurance claims and business owners aren’t happy about it. While most business owners…
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As Kansas Businesses Pursue Insurers to Cover COVID-19 Losses, Insurers Say Paying Claims Could Bankrupt the Industry

While the U.S. continues to fight to overcome the pandemic that has claimed more than 40,000 lives, shut down our economy, and shuttered hundreds of small businesses, there is another battle many are having to prepare for—the battle between…
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COVID-19 is Hitting the Hospitality Industry in Iowa Hard Yet Business Owners Aren’t Getting Relief from Their Insurers

 The Iowa Restaurant Association conducted a study about a month ago that discovered just how hard of a hit the hospitality industry in Iowa is taking as a result of the COVID-19 pandemic. The study involved 670 operators, which equates to…
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Indiana Business Owner Files His Very First Claim in 19 Years for COVID-19 Losses and is Told it Won’t be Paid

After being in business for over 19 years, John Sohn, owner of Kaysan’s 5th Down Bar in Fort Wayne, Indiana filed his very insurance claim after suffering losses caused by the COVID-19 pandemic. Sohn filed the claim after the government ordered…
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Several Business Owners in Illinois Sue Society Insurance Over Denied Business Interruption Claims

Insurers across the U.S. are not only receiving a significant amount of backlash from business owners for denying their business interruption claims associated with their COVID-19 losses, but they are also being sued because of it. The Insurance…
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Idaho Business Owner Spends Over $30,000 a Month on Insurance Yet His Insurer Won’t Cover His COVID-19 Losses

Business owners across the country are facing an uphill battle with their insurance companies as most are denying their business interruption claims. After the government began ordering non-essential businesses to close in Idaho, many business…