Posts

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Virginia Restaurant Sues Insurer for Denying its Business Interruption Claim Even Though Its Policy Explicitly Covers Viruses

The owner of Guajillo Mexican has brought a lawsuit against Twin City Fire Insurance—a member of the Hartford Insurance Group, after receiving notice that the company was not going to cover its business interruption claims related to COVID-19…
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Are Vermont business owners entitled to coverage under their business income insurance policy for pandemic-related losses?

When business operations are interrupted as a result of a state or national emergency, it often causes a business’ flow of income to become disrupted as well.  And because business owners know how devastating just a small disruption to their…
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Business Owners in Utah Frustrated Their Insurer Won’t Cover Claims Associated with Coronavirus

Business owners across the U.S. are fighting to keep their businesses afloat as a result of the COVID-19 pandemic. While some have managed to pull in little revenue during government closures, others haven’t made a penny in weeks. With bills…
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South Dakota, My insurer says my business interruption policy doesn’t cover pandemics. Now what?

The insurance industry as a whole has made it clear to business owners throughout the U.S. that it doesn’t intend on covering business interruption claims stemming from COVID-19 losses. Insurance companies are saying that “business interruption…
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South Carolina Restaurant Owner Denied Business Interruption Coverage for COVID-19 Losses

The owner was told his policy only covers natural disasters and acts of God. After John Keener was forced to shut down his four Charleston restaurants as a result of the COVID-19 outbreak, he assumed he’d be able to recoup some of the lost…
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Rhode Island Restaurant Takes Insurer to Court After Having its Business Interruption Claim Denied Twice

A large restaurant chain that owns and operates 34 restaurants in Massachusetts, the District of Columbia, New Jersey, Pennsylvania, Rhode Island, and Virginia is suing its insurer, Strathmore Insurance, over its denied business interruption…
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Businesses in Oregon Say Insurers Should Be Paying COVID-19 Claims but the Treasury Department Has Differing Views

For years, thousands of business owners in Oregon have been paying for business interruption coverage to protect their businesses from disruptions. While many would have preferred to waive their right to carry the coverage as it would have saved…
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Ohio Bridal Shop Owner Files Lawsuit Against Owners Insurance Company Over Denied Business Interruption Claim

The owner of a bridal shop in Mentor, Ohio has joined a class-action lawsuit targeting insurance companies that have denied business interruption claims related to COVID-19 losses. After Bridal Expression filed a business disruption claim with…
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Bakery in Las Cruces, New Mexico Sues Insurer for its Failure to Pay Coronavirus-Related Claims

As a loyal policyholder who has paid for their business interruption insurance coverage month after month and year after year, you would expect your insurer to treat you fairly by paying any claims you submit for covered losses. Unfortunately,…
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3 New Jersey Restaurants Sue Their Insurer After Their COVID-19 Business Interruption Claims Were Denied

Three restaurants in New Jersey recently filed class-action lawsuits against their nsurers for failing to cover their business interruption claims related to the COVID-19 pandemic, reports Insurance Business. The first lawsuit was filed on behalf…
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Owner of The Community Oven in New Hampshire Speaks Out After His Business Interruption Claim Was Denied

After Shane Pine, owner of The Community Oven restaurant located in Hampton, NH, calculated one weeks’ worth of losses due to the COVID-19 pandemic, he decided he needed relief, and he needed it fast. Pine told Fosters.com that during just…
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Las Vegas, Nevada Breakfast Restaurant Chain Owner Sues Insurer for Unjustly Denying His Business Interruption Claims

The owner of the Egg Works and Egg & I breakfast restaurant chain opened his first Egg & I in Las Vegas, Nevada in 1998. In an effort to protect the business he had just started along with the employees he hired, Brad Burdsall says he…
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Did Nebraska introduce a business interruption bill that would order insurers to cover COVID-19-related losses?

The State of Nebraska has yet to adopt a business interruption (BI) bill that would mandate insurers cover COVID-19-related losses. But that doesn’t mean the state won’t introduce such a bill in the future. With more and more business owners…