Baton Rouge, LA – There are some obvious expenses associated with a motor vehicle collision, such as the damage and repair to the vehicle itself, along with medical treatment if anyone is hurt during the crash. However, car accidents can end up costing a lot more over time due to certain hidden costs that may not be immediately obvious to the accident victims.
Car insurance increases
Whenever there is an accident, the driver is required to contact their insurance company and report the incident. If an accident victim files an insurance claim to pay for vehicle damage, the company that pays the claim tends to consider the person a more high risk driver and adjust their rates accordingly. This means that the driver will end up paying more money into their insurance premiums in the years following a collision.
Vehicle problems and repairs
Most drivers will immediately notice physical damage to the external parts of the vehicle such as panels, tires, and windows. However, there may also be mechanical problems with the interior workings of the vehicle as well. Some of these kinds of problems can be very difficult to detect right after the collision, and an examination by a mechanic may be necessary. An insurance company will likely send out an adjuster to view the damage after a claim is filed, even if the victim has a relevant policy that covers car collision damage.
Lingering medical problems
When someone is first treated for injuries after an accident, they may be transported to a hospital and spend days, weeks, or months recovering. Some of the costs associated with this recovery period can be very high. The victim may need to take expensive medications, they may have to purchase mobility equipment such as wheelchairs, and the assistance of a physical therapist, chiropractor, or other professional may be necessary as well. These professionals can often charge high rates for their time due to their medical training and expertise.
Trauma that causes mental health and psychological issues due to stress can also require various forms of special treatment and care. The good news for victims is that all medical costs, even those that are tied to mental health, can potentially be factored into damages in a personal injury lawsuit. The victim’s attorney can ask for as much money as is necessary for the person to return to normal.
Car crash attorneys in Baton Rouge
Miller, Hampton, and Hilgendorf are experienced personal injury lawyers who dedicate their time to helping accident victims in Baton Rouge. Anyone who needs to speak with an attorney after a collision can get in touch with the firm for immediate assistance.
Firm contact info:
3960 Government St., Baton Rouge, LA 70806