What Fees Are Involved in Bankruptcy?

Moody, AL–There are plenty of perks you can gain from filing for bankruptcy. For instance, if you file for Chapter 11 bankruptcy, you’ll be given the opportunity to restructure your debt and keep your business operations going. And if you choose to file for Chapter 7 bankruptcy, you could have some or all of your debt erased. 

While bankruptcy has certainly given thousands of people a clean slate to work with, it does come at a price. 


How much does it cost to file for bankruptcy in Alabama?


There are a few fees you’ll incur when you file for bankruptcy in Alabama. The first is the fee associated with filing a petition for bankruptcy with an Alabama court. Below you’ll find the fee schedule (1) that outlines how much you’ll need to pay to start the bankruptcy process.

  • Chapter 7- $338
  • Chapter 9- $1,738
  • Chapter 11- $1,738
  • Chapter 11 (railroad)- $1,571
  • Chapter 12- $278
  • Chapter 13- $313
  • Chapter 15- $1,738

In addition to satisfying the fee associated with filing for bankruptcy, you’ll also need to pay for pre-bankruptcy credit counseling. Pre-bankruptcy credit counseling must be completed before you file and can cost anywhere from $15-$25. After you file for bankruptcy, you’ll then need to complete a debtor education course. 

Debtor education courses generally cost the same price as pre-credit counseling and yes, you will be expected to cover this expense. If you can’t afford to pay for any of the fees we’ve discussed above, talk to a Moody, AL bankruptcy attorney as they may be able to help you get them waived.


Do I need to hire a bankruptcy attorney? 


An additional fee you might incur when you file for bankruptcy is the cost to retain a Moody, AL bankruptcy attorney. Because the bankruptcy process can be confusing and put some of your most valuable possessions at risk of liquidation, it is recommended you hire a bankruptcy attorney to assist you with the process.

An attorney will not only review your circumstances to determine if filing for bankruptcy is the best option, but they will walk you through the entire process. If you’re ready to learn more about how the bankruptcy process works in Alabama, contact Hill, Gossett, Kemp & Hufford, P.C. to schedule an initial consultation. 


Disclaimer: No representation is made that quality of legal services provided is greater than the quality of legal services provided by other attorneys.


Hill, Gossett, Kemp & Hufford, P.C. can be reached at:


Moody Office

2603 Moody Parkway, Suite 200

Moody, Alabama 35004

Phone: (205) 640-2000

Website: www.hwhlawgroup.com


Leeds Office

7900 Parkway Drive

Leeds, AL 35094

Phone: (205) 699-5500


Springville Office 

6441 U.S. Highway 11

Springville, Alabama 35146

Phone: (205) 467-2225



  1. https://www.alnb.uscourts.gov/schedule-fees 
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