Metairie, LA – Issues with car insurance are common for drivers for a number of different reasons. Coverage only applies to specific types of losses, and there are limitations on what a provider will be willing to pay out, even after an accident. Due to the possibility of these kinds of problems, it is beneficial for anyone who has been injured in a collision to contact an attorney, as they may have other ways of helping the person receive compensation for their losses.
Reasons for insufficient coverage
A common problem that many drivers face after a serious accident is that their insurance does not cover all of the costs associated with a motor vehicle collision. Most standard auto insurance policies have somewhere between $10,000 and $25,000 worth of coverage for things like property damage and bodily injuries. Drivers can choose to buy more extensive coverage, although this can start to become a large extra expense, especially if they have not had an accident in years or decades. Property damage to the driver’s own vehicle is not necessarily covered as well, as collision insurance is not required unless the vehicle is financed or has a lien on it.
Costs of an auto accident
The expenses associated with accidents can become very large in a short period of time. The cost of the ambulance ride and a brief check in an emergency room can be several thousand dollars. If a car is damaged to the point that it needs to be considered a total loss, this usually costs about twenty thousand dollars. Long term healthcare associated with serious injuries such as paralysis or brain damage can run into the hundreds of thousands of dollars or even millions within several years. If the person responsible for the accident does not have enough liability coverage, they will usually have to find a way to pay for all of this out of their personal funds and assets.
Getting legal help is usually the best way for a driver to reach a settlement or find other ways to be paid. Personal injury attorneys know how to make sure insurance companies are following the law, or sue an individual driver or their business for losses if necessary. They can also provide advice that helps accident victims sort all of these issues out.
Help after a crash in Metairie
All of the issues that accompany an accident lawsuit can be difficult for people to figure out on their own, so legal assistance is crucial. Walker Daly LLP helps local clients in the Metairie area learn about their rights and the process to be compensated for their injuries.
Firm contact info:
3939 N Causeway Blvd Ste. 200, Metairie, LA 70002