Fort Walton Beach, FL—Many factors are used to value a T-bone collision claim. Injuries, lost income, and medical costs are just a few things insurance companies or, if filing a personal injury lawsuit, the court will use to determine how much a T-bone accident victim should be provided with. One of the first things that need to be considered before a claim is valued, however, is who caused the accident.

Was it another driver’s negligent behavior that was responsible for causing it to occur? Were both drivers liable for the collision? The party who was responsible for causing the T-bone crash is the party who should be held liable for covering the damage it caused. It is worth noting, however, that Florida does follow no-fault laws which means an accident victim can first file a claim with their own insurance carrier, even when they weren’t at-fault for the accident.

This means an accident victim can file a personal injury protection claim (PIP) with their carrier and potentially recover up to $10,000 for medical expenses and possibly even lost wages given they are entitled to it. If they don’t have enough coverage available, then they can turn to the other driver’s insurer for financial relief.


Valuing a T-Bone Collision Claim


Once a T-bone crash victim has successfully identified who caused the collision, they can then work with a Fort Walton Beach, FL personal injury lawyer to find out what their damages are worth. Some factors that should be taken into account include:

  • Whether the victim had to be transported via ambulance after the accident.
  • If the victim needed medical attention, surgery, etc.
  • If the victim needs ongoing medical treatment. This can include visits to their primary care physician, a specialist, chiropractor, or even a physical therapist.
  • How severe the individual’s injuries are? Are they permanent or will they heal?
  • Whether the victim is considered physically disabled.
  • If the victim is able to work.
  • How the victim’s injuries impact their day-to-day life.


Once all of this is valued and insurance limits are taken into account, a Fort Walton Beach, FL personal injury attorney should be able to provide a victim with an estimate for what their T-bone claim is worth.


Common Causes of T-Bone Collisions


T-bone accidents are often serious in nature and end with one or more parties suffering injuries. Some common causes of T-bone accidents include:


  • Distractions. It’s easy for a distracted driver to T-bone another vehicle, especially if they neglect to see their light has changed from green to red and they drive through it anyway.


  • Rushing. Drivers who are rushing to get to where they need to go are also likely to engage in a T-bone accident as they are more concerned with arriving on time than they are with how they are operating their vehicle.


  • Driving while intoxicated. Driving while intoxicated is dangerous for all motorists. When a driver operates their vehicle while under the influence of alcohol or drugs, their judgment is off, and they are often unable to detect when a maneuver is a safe one to make.


If a driver was involved in a T-bone accident in Fort Walton Beach, FL, and they are looking to receive an estimate for what their claim is worth, they can contact Browning Law Firm. The lawyers at Browning Law Firm have helped numerous clients obtain successful verdicts in their T-bone accident cases and would be happy to help others who are in need of financial relief. Browning Law Firm offers free consultations and can be reached at 850-344-1736.


Browning Law Firm can be reached at:


418 Racetrack Rd. NE, Ste B

Fort Walton Beach, FL 32547

Phone: 850-344-1736


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